Metro Inc

Sound bite for Twitter is: Dividend Growth Consumer. Results of stock price testing is that the stock price may still be reasonable but at the top of the range. Debt Ratios are fine. The Dividend Payout Ratios (DPR) are good. The current dividend yield is low with dividend growth moderate. See my spreadsheet on Metro Inc .

Is it a good company at a reasonable price? This is a solid stock that has done well for its shareholders over time. I am pleased to own this stock. It is a dividend growth stock with a total return generally over 8% per year with returns from both dividends and capital gains. However, I would suggest caution in buying this stock at the current price as it does seem relatively expensive or above the median in price. It is testing as reasonable, but above the median, but number of tests is showing the stock as expensive.

I own this stock of Metro Inc (TSX-MRU, OTC-MTRAF). I have done well with this stock. I have had it since 2004 and I have made a total return per year of 16.21% to the end of November 2025 with 14.22% from capital gains and 1.99% from dividends. On my original purchase price of this stock, I currently have a 25.13% dividend yield. This is why you buy dividend growth stocks. When I was updating my spreadsheet, I noticed I have made a total return per year of 16.21% on this stock since buying it in 2004 with 14.22% from capital gains and 1.99% from dividends. This is a good solid company that is a dividend growth stock.

If you had invested in this company in December 2015, for $1,007.24 you would have bought 26 shares at $38.74 per share. In December 2025, after 10 years you would have received $247.17 in dividends. The stock would be worth $2,547.22. Your total return would have been $2,794.39. This would be a total return of 11.26% per year with 9.72% from capital gain and 1.54% from dividends.

Cost	Tot. Cost	Shares	Years	Dividends	Stock Val	Tot Ret
$38.74	$1,007.24	26	10	$247.17	$2,547.22	$2,794.39

The current dividend yield is low with dividend growth moderate. The current dividend yield is low (below 2%) at 1.49%. The 5, 10 and historical median dividend yields are also low at 1.62%, 1.60% and 1.52%. The dividend growth is moderate (8% to 14% ranges) at 10.6% per year over the past 5 years. The last dividend increase was in 2025 and it was for 10.45%.

The Dividend Payout Ratios (DPR) are good. The DPR for 2024 for Earnings per Share (EPS) is good at31% with 5 year coverage at 30%. The DPR for 2024 for Adjusted Earnings per Share (AEPS) is good at 30% with 5 year coverage at 29%. The DPR for 2024 for Cash Flow per Share (CFPS) is good at 15% with 5 year coverage at 14%. The DPR for 2024 for Free Cash Flow (FCF) is good at 27% with 5 year coverage at 28%. I got two values for FCF of $1,161M and $1,214M. I am using the $1,161M value.

Item	Cur	5 Years
EPS	31.21%	30.03%
AEPS	30.29%	28.94%
CFPS	14.52%	14.04%
FCF	27.29%	28.14%

Debt Ratios are fine. The Long Term Debt/Market Cap Ratio for 2025 is good at 0.15 and currently at 0.15. The Liquidity Ratio for 2025 is Low at 1.30 and 1.30 currently. If you added in Cash Flow after dividends, the ratios are fine at 1.85 and currently at 1.80. The Debt Ratio for 2025 is good at 1.94 and 1.94 currently. The Leverage and Debt/Equity Ratios for 2025 are fine at 2.06 and 1.06 and currently at 2.06 and 1.06.

Type	Year End	Ratio Curr
Lg Term R	0.15	0.15
Intang/GW	0.30	0.30
Liquidity	1.30	1.30
Liq. + CF	1.85	1.80
Debt Ratio	1.94	1.94
Leverage	2.06	2.06
D/E Ratio	1.06	1.06

The Total Return per year is shown below for years of 5 to 35 to the end of 2025. Under the Capital Gain column is the portion of the Total Return attributable to capital gains. Under the Dividend column is the portion of the Total Return attributable to dividends. See chart below.

From	Years	Div. Gth	Tot Ret	Cap Gain	Div.
2020	5	10.55%	13.38%	11.71%	1.67%
2015	10	12.37%	11.35%	9.81%	1.54%
2010	15	13.51%	15.14%	13.36%	1.78%
2005	20	12.87%	13.58%	12.04%	1.54%
2000	25	14.56%	16.30%	14.38%	1.92%
1995	30	18.03%	16.78%	14.85%	1.94%
1990	35		21.28%	18.50%	2.78%

The 5-year low, median, and high median Price/Earnings per Share Ratios are 15.97, 18.54 and 20.91. The corresponding 10 year ratios are 15.70, 17.66 and 20.24. The corresponding historical ratios are 13.17, 13.34 and 18.06. The current ratio is 21.07 based on a stock price of $99.01 and EPS estimate for 2026 of $4.70. The current ratio is above the 10 year median high ratios. This stock price testing suggests that the stock price is relatively expensive.

I also have Adjusted Earnings per Share (AEPS) data. The 5-year low, median, and high median Price/Adjusted Earnings per Share Ratios are 15.72, 17.55 and 19.21. The corresponding 10 year ratios are 15.37, 17.52 and 19.83. The corresponding historical ratios are 13.82, 16.66 and 18.27. The current ratio is 18.90 based on a stock price of $99.01 and AEPS estimate for 2026 of $5.24. The current ratio is between the median and high ratios of the 10 year median high ratios. This stock price testing suggests that the stock price is relatively reasonable but above the median.

I get a Graham Price of $58.80. The 10-year low, median, and high median Price/Graham Price Ratios are 1.21, 1.37 and 1.51. The current ratio is 1.59 based on a stock price of $99.01. This ratio is above the high ratio of the 10 year median ratios. This stock price testing suggests that the stock price is relatively expensive.

I get a 10-year median Price/Book Value per Share Ratio of 2.41. The current ratio is 3.03 based on a stock price of $99.01, Book Value of $7,032M and Book Value per Share of $32.70. The current ratio is 26% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively expensive.

I get a 10-year median Price/Cash Flow per Share Ratio of 11.35. The current ratio is 13.31 based on a stock price of $99.01, Cash Flow estimate for 2026 of $1,600M and Cash Flow per Share of $7.44. The current ratio is 17% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively reasonable but above the median.

I get an historical median dividend yield of 1.52%. The current dividend yield is 1.49% based on a stock price of $99.01 and dividends of $1.48. The current dividend yield is 1.7% below the historical median dividend yield. This stock price testing suggests that the stock price is relatively reasonable but above the median.

I get a 10 year median dividend yield of 1.60%. The current dividend yield is 1.49% based on a stock price of $99.01 and dividends of $1.48. The current dividend yield is 6.6% below the historical median dividend yield. This stock price testing suggests that the stock price is relatively reasonable but above the median.

The 10-year median Price/Sales (Revenue) Ratio is 0.80. The current P/S Ratio is 0.94 based on Revenue estimate for 2026 of $22,681M, Revenue per Share of $105.47 and a stock price of $99.01. The current ratio is 18% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively reasonable but above the median.

Results of stock price testing is that the stock price may still be reasonable but at the top of the range. The dividend yield testing is saying that the stock price is reasonable, but above the median. This is confirmed by the P/S Ratio test. The rest of the testing is showing the stock price as reasonable but above the median or expensive.

When I look at analysts’ recommendations, I find Strong Buy (2), Buy (1), Hold (6) and Underperform (1). The consensus is a Buy. The 12 month target price of $105.82 with a high of $118.00 and low of $80.00. The 12 month stock price consensus price of $105.82 implies a total return of 8.37% with 6.88% from capital gains and 1.49% from dividends based on a current stock price of $99.01.

Analyst on Stock Chase has various opinions. One liked Loblaws better. One had concerns over politicians screaming about the price of groceries. One said it was a tough business with low margins and competitive. Demetris Afxentiou on Motley Fool says it is a defensive stock with a long dividend growth streak. He also says that metro operates one of the largest pharmacy networks in Canada under various banners. Jitendra Parashar on Motley Fool says Metro could be a great stock that might not move fast, but it keeps delivering strong results quarter after quarter. The company put out a press release via Newswire about their fourth quarter of 2025.

Simply Wall Street via Yahoo Finance reviews this stock and thinks it is undervalue and has a fair value of $120.22. Simply Wall Street has one warning of has a high level of debt.

Metro is the third-largest grocery retailer in Canada and also owns the top pharmacy chain in Quebec, Jean Coutu. Metro operates both as a food retailer and a franchisor, licensing its trademarks and supplying merchandise to registered pharmacists. The firm also acts as a wholesaler and distributor to serve smaller, neighborhood grocery stores. Metro's operations are concentrated in Quebec and Ontario. Its web site is here Metro Inc .

The last stock I wrote about was about was TWC Enterprises Ltd (TSX-TWC, OTC- CLKXF) ... learn more. The next stock I will write about will be Bank of Montreal (TSX-BMO, NYSE-BMO) ... learn more on Monday, January 5, 2026 around 5 pm.

This blog is meant for educational purposes only and is not to provide investment advice. I am not a licensed professional investment advisor. Before making any investment decision, you should always do your own research or consult an investment professional. I do research for my own edification and I am willing to share. I write what I think and I may or may not be correct.

See my site for an index to these blog entries and for stocks followed. I have three blogs. The first talks only about specific stocks and is called Investment Talk. The second one contains information on mostly investing and is called Investing Economics Mostly. My last blog is for my book reviews and it is called Non-Fiction Mostly. Follow me on Twitter. I am on Instagram. Or you can just Google #walktoronto spbrunner8166 to see my pictures.

TWC Enterprises Ltd

Sound bite for Twitter is: Dividend Paying Consumer. Results of stock price testing is that the stock price is probably not reasonable. Debt Ratios are good. The Dividend Payout Ratios (DPR) are good. The current dividend yield is low with dividend growth currently good. See my spreadsheet on TWC Enterprises.

Is it a good company at a reasonable price? I find it an interesting company. They have changed the industries that they invest in over the years. It seems like they got into golf courses around 2009. They have done fine with their shareholders over the longer term. However, the stock price seems to be at the top of their recent range. So, it is probably not a good time to buy. I do not think that the current stock price is showing as reasonable.

I do not own this stock of TWC Enterprises Ltd (TSX-TWC, OTC-CLKXF). I came across this stock in December 2025. It looked interesting. This is the last of the three new stocks I started to cover this December.

When I was updating my spreadsheet, I noticed that their EPS can fluctuate a lot. Costs can fluctuate, but also in the last 8 years they have an item on the Revenue statement for “Other Costs” and these can fluctuate a lot.

If you had invested in this company in December 2014, for $1,009.75 you would have bought 95 shares at $10.63 per share. In December 2024, after 10 years you would have received $105.50 in dividends. The stock would be worth $1,805.95. Your total return would have been $1,910.45. This would be a total return of 6.70% per year with 5.99% from capital gain and 0.72% from dividends.

Cost	Tot. Cost	Shares	Years	Dividends	Stock Val	Tot Ret
$10.63	$1,009.76	95	10	$104.50	$1,805.95	$1,910.45

The current dividend yield is low with dividend growth currently good. The current dividend yield is low (below 2%) at 1.47%. The 5 and 10 year dividend yields are low at 0.92% and 0.65%. The historical dividend yield is moderate (2% to 4%) at 2.19%. The dividend growth over the last 5 years is good (above 15% per year) at 30.3%. However, this is after dividend suspension in 2014. Dividend were restarted in 2016, but then were flat until 2022. Dividends are current 12.5% above what they were in 2013. The last dividend increase was in 2025 and it was for 20%. I would expect dividends to be below 8% per year going forward.

The Dividend Payout Ratios (DPR) are good. The DPR for 2024 for Earnings per Share (EPS) is good at 18% with 5 year coverage at 11%. The DPR for 2024 for Cash Flow per Share (CFPS) is good at 13% with 5 year coverage at 10%. The DPR for 2024 for Free Cash Flow (FCF) is good at 20% with 5 year coverage at 12%. I only found FCF on one site.

Item	Cur	5 Years
EPS	18.07%	11.43%
CFPS	13.47%	9.56%
FCF	20.06%	11.90%

Debt Ratios are good. The Long Term Debt/Market Cap Ratio for 2024 is good at 0.06 and currently at 0.06. The Liquidity Ratio for 2024 is good at 3.87 and 2.96 currently. The Debt Ratio for 2024 is good at 4.31 and 4.94 currently. The Leverage and Debt/Equity Ratios for 2024 are good at 1.30 and 0.30 and currently at 1.25 and 0.25.

Type	Year End	Ratio Curr
Lg Term R	0.06	0.00
Intang/GW	0.02	0.01
Liquidity	3.87	2.96
Liq. + CF	4.92	3.62
Debt Ratio	4.38	4.94
Leverage	1.30	1.25
D/E Ratio	0.30	0.25

The Total Return per year is shown below for years of 5 to 25 to the end of 2024. Under the Capital Gain column is the portion of the Total Return attributable to capital gains. Under the Dividend column is the portion of the Total Return attributable to dividends. See chart below.

From	Years	Div. Gth	Tot Ret	Cap Gain	Div.
2018	5	30.26%	8.90%	7.90%	1.00%
2013	10	2.26%	6.70%	5.99%	0.72%
2008	15	0.46%	10.41%	8.25%	2.17%
2003	20	4.72%	6.98%	4.98%	2.00%
1998	25	0.00%	8.52%	6.08%	2.43%

The 5-year low, median, and high median Price/Earnings per Share Ratios are 17.21, 18.87 and 19.07. The corresponding 10 year ratios are 19.07, 19.44 and 19.80. The current ratio is 17.12 based on a stock price of $24.48 and EPS for the last 12 months of $1.43. The current ratio is below the low ratio of the 10 year median ratios. This stock price testing suggests that the stock price is relatively cheap.

I get a Graham Price of $17.64. The 10-year low, median, and high median Price/Graham Price Ratios are 0.82, 0.86 and 0.95. The current P/GP Ratio is 0.87 based on a stock price of $24.48. The current ratio is between and median and the high ratio of the 10 year median ratios. This stock price testing suggests that the stock price is relatively reasonable but above the median.

I get a 10-year median Price/Book Value per Share Ratio of 0.83. The current P/B Ratio is 0.99 based on a stock price of $24.48, Book Value of $600.8M and Book Value per share of $24.65. The current ratio is 19% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively reasonable but above the median.

I get a 10-year median Price/Cash Flow per Share Ratio of 7.75. The current ratio is 9.60 based on Cash Flow for the last 12 months of $62.2M, Cash Flow per Share of $2.55 and a stock price of $24.65. The current ratio is 24% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively expensive

I get an historical median dividend yield of 2.19%. The current dividend yield is 1.47% based on dividends of $0.36 and a stock price of $24.65. The current dividend yield is 33% below the historical median dividend yield. This stock price testing suggests that the stock price is relatively expensive.

I get a 10 year median dividend yield of 0.65%. The current dividend yield is 1.47% based on dividends of $0.36 and a stock price of $24.65. The current dividend yield is 127% above the 10 year median dividend yield. This stock price testing suggests that the stock price is relatively cheap.

The 10-year median Price/Sales (Revenue) Ratio is 1.99. The current ratio 2.63 based on Revenue for the last 12 months of $226.7M, Revenue per Share of $9.30 and a stock price of $24.65. The current ratio is 32% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively expensive.

Results of stock price testing is that the stock price is probably not reasonable. The 10 year dividend yield test says that the stock price is cheap. However, dividends have been very low in the past 10 years because of dividends being flat for a lot of these 10 years. This test works better when dividends are growing. The P/S Ratio test says that the stock price is relatively expensive. My testing varies from cheap to expensive and they are mainly good tests. A favourite test of mine after dividend testing is the P/GP Ratio test and this says the stock price is relatively reasonable, but above the median.

When I look at analysts’ recommendations, I find a Hold. The consensus is a Hold. The 12 month stock price consensus is $23.50. There is only one price given. This implies a total loss of 2.53% with a capital gain loss of 4.00% and dividends of 1.47% based on a stock price of $24.65. Most site I go to are not covering this stock. It is hard to find information.

The last entry is in 2018 on Stock Chase . However, the company has moved on from Oil and Gass support industries. Chen Liu on Motley Fool in 2020 thought this company was overvalued. Nikhil Kumar on Motley Fool in 2019 thought this under the radar stock could provide good returns to long term investors. The company put out a press release via Globa Newswire about their fourth quarter of 2024. The company put out a press release via Global Newswire about their third quarter of 2025.

Simply Wall Street via Yahoo Finance reviewed this stock are saw some counterbalanced positive underlying factors. Simply Wall Street via Yahoo Financial review this stock and talks about their returns over the past 5 year.

TWC Enterprises Ltd is a leisure services provider in Canada. The company's geographical segment includes Canadian golf club operations and United States golf club operations. Its web site is here TWC Enterprises.

The last stock I wrote about was about was Dexterra Group Inc (TSX-DXT, OTC-HZNOF) ... learn more. The next stock I will write about will be Metro Inc (TSX-MRU, OTC-MTRAF) ... learn more on Monday, January 2, 2026 around 5 pm. Tomorrow on my other blog I will write about Morningstar on Canadian Dividend Stocks.... learn more on Thursday, January 1, 2026 around 5 pm.

This blog is meant for educational purposes only and is not to provide investment advice. I am not a licensed professional investment advisor. Before making any investment decision, you should always do your own research or consult an investment professional. I do research for my own edification and I am willing to share. I write what I think and I may or may not be correct.

See my site for an index to these blog entries and for stocks followed. I have three blogs. The first talks only about specific stocks and is called Investment Talk. The second one contains information on mostly investing and is called Investing Economics Mostly. My last blog is for my book reviews and it is called Non-Fiction Mostly. Follow me on Twitter. I am on Instagram. Or you can just Google #walktoronto spbrunner8166 to see my pictures.

Dexterra Group Inc

Today I bought 150 shares of Propel Holding Inc (TSX-PRL, OTC-PRLPF). I bought it with my fooling around money in the TFSA. I do not have much money in cash in my TFSA.

Sound bite for Twitter is: Dividend Paying Industrial. Results of stock price testing is that the stock price is probably expensive. Debt Ratios are good. The Dividend Payout Ratios (DPR) are fine. The current dividend yield is moderate with dividend growth maybe restarting. See my spreadsheet on Dexterra Group Inc.

Is it a good company at a reasonable price? This is another new stock I am following. My spreadsheet again is not fully complete. The stock has climbed recently with stock price up 54% year to date. It is just off of its recent high. My dividend testing says that it is expensive, but the rest of the testing is pointing to a reasonable price. I went with the dividend yield testing showing the stock price as relatively expensive.

I do not own this stock of Dexterra Group Inc (TSX-DXT, OTC-HZNOF). Dexterra Group Inc. (DXT-T) (4.39%) and Doman Building Materials Group Ltd. (DBM-T) (7.48%) are two stocks I do not know on National Bank that adds three stocks to its ‘Dividend All-Stars’ portfolio. In 2025 this company is still on their list.

When I was updating my spreadsheet, I noticed that the original company Horizon North serviced the oil and gas industry and got into problems in 2013. In 2020 they bought Dexterra Integrated Facilities Management from Fairfax Financial Holdings Limited did a stock consolidation and renamed the company to Dexterra Group Inc.

If you had invested in this company in December 2014, for $1,003.20 you would have bought 76 shares at $13.20 per share. In December 2024, after 10 years you would have received $380.00 in dividends. The stock would be worth $592.80. Your total return would have been $972.80. This would be a total loss of 0.40% per year with 5.12% from capital loss and 4.73% from dividends.

Cost	Tot. Cost	Shares	Years	Dividends	Stock Val	Tot Ret
$13.20	$1,003.20	76	10	$380.00	$592.80	$972.80

The current dividend yield is moderate with dividend growth maybe restarting. The current dividend yield is moderate (2% to 4% ranges) at 3.33%. The 5 and 10 year dividend yield is good (5% to 6% ranges) at 6.43% and 5.75%. The historical dividend yield is moderate at 4.91%.

The Dividend Payout Ratios (DPR) are fine. The DPR for 2024 for Earnings per Share (EPS) is too high at 113% with 5 year coverage still high at 71%. The DPR for 2024 for Cash Flow per Share (CFPS) is good at 22% with 5 year coverage at 28%. The DPR for 2024 for Free Cash Flow (FCF) is good at 38% with 5 year coverage at 37%.

Item	Cur	5 Years
EPS	112.90%	71.43%
CFPS	22.44%	28.34%
FCF	38.01%	36.73%

Debt Ratios are good. The Long Term Debt/Market Cap Ratio for 2024 is good at 0.14 and currently at 0.28. The Liquidity Ratio for 2024 is low at 1.24 and 1.25 currently. If you added in Cash Flow after dividends, the ratios are fine at 1.90 and currently at 1.64. The Debt Ratio for 2024 is good at 2.13 and 1.61 currently. The Leverage and Debt/Equity Ratios for 2024 are good at 1.88 and 0.88 and currently fine at 2.64 and 1.64.

Type	Year End	Ratio Curr
Lg Term R	0.14	0.28
Intang/GW	0.37	0.29
Liquidity	1.24	1.25
Liq. + CF	1.90	1.64
Debt Ratio	2.13	1.61
Leverage	1.88	2.64
D/E Ratio	0.88	1.64

The Total Return per year is shown below for years of 5 to 18 to the end of 2024. Under the Capital Gain column is the portion of the Total Return attributable to capital gains. Under the Dividend column is the portion of the Total Return attributable to dividends. See chart below.

From	Years	Div. Gth	Tot Ret	Cap Gain	Div.
2018	5	-2.64%	9.90%	4.87%	5.03%
2013	10	-13.54%	-0.40%	-5.12%	4.73%
2008	15	-6.16%	8.07%	-0.37%	8.44%
2006	18		-0.25%	-4.48%	4.23%

The 5-year low, median, and high median Price/Earnings per Share Ratios are 15.65, 20.53 and 25.41. The corresponding 10 year ratios are 6.39, 8.13 and 9.86. I have historical ratios of 8.09, 11.46 and 13.44. The current ratio is 16.90 based on a stock price of $12.00 and EPS of $0.71. The current ratio is above the high ratio of the 10 year median ratios. This stock price testing suggests that the stock price is relatively expensive. However, the 10 year ratios are quite low and 16.90 is not a particularly high ratio.

I get a Graham Price of $8.55. The 10-year low, median, and high median Price/Graham Price Ratios are 0.91, 1.20 and 1.47. The current ratio is 1.40 based on a stock price of $12.00. The current ratio is between the median and high ratios of the 10 year median ratios. This stock price testing suggests that the stock price is relatively reasonable but above the median.

I get a 10-year median Price/Book Value per Share Ratio of 1.22. The current ratio is 2.62 based on a Book Value of 284.7M, Book Value per Share of $4.58, and stock price of $12.00. The current ratio is 115% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively reasonable and below the median.

I get a 10-year median Price/Cash Flow per Share Ratio of 6.56. The current ratio is 7.45 based on Cash Flow per share estimate for 2025 of $1.61, Cash Flow of $100.2M and a stock price of $12.00. The current ratio is 14% above the 10 year median ratio. This stock price testing suggests that the stock price is relatively reasonable but above the median.

I get an historical median dividend yield of 4.91%. The current dividend yield is 3.33% based on dividends of $0.40 and a stock price of $12.00. The current dividend yield is 32% below the historical median dividend yield. This stock price testing suggests that the stock price is relatively expensive.

I get a10 year median dividend yield of 5.75%. The current dividend yield is 3.33% based on dividends of $0.40 and a stock price of $12.00. The current dividend yield is 42% below the 10 year median dividend yield. This stock price testing suggests that the stock price is relatively expensive.

The 10-year median Price/Sales (Revenue) Ratio is 0.73. The current ratio is 0.63 based on a stock price of $12.00, Revenue estimate for 2025 of $1,042M and Revenue per Share of $16.75. The current ratio is 1% below the 10 year median ratio. This stock price testing suggests that the stock price is relatively reasonable and below the median.

Results of stock price testing is that the stock price is probably expensive. The dividend yields testing says this. The stock is just off a recent high if you look at the stock chart. A number of tests say that the stock price is relatively reasonable. However, I am going with the Dividend tests.

When I look at analysts’ recommendations, I find Strong Buy (3), Buy (2) and Hold (2). The consensus would be a Buy. The 12 month stock price is $13.39 with a high of $15.50 and low of $12.00. The consensus stock price of $13.39 implies a total return of 14.92% with 11.58% from capital gains and 3.33% from dividends.

This stock is not reviewed on Stock Chase, but Google AI says recent stock analysis (Dec 2025) showing undervaluation potential, strong growth forecasts (earnings, revenue), but high debt, while analysts have a "Moderate Buy" consensus with targets near the current price (around $12.00 CAD) suggesting limited near-term movement. Christopher Liew on Motley Fool likes this stock since it has paid dividends since 2011. Aditya Raghunath on Motley Fool likes this stock as it says it has upside potential. The company put out a Press Release about their fourth quarter of 2024 results. The company put out aPress Release about their third quarter of 2025.

Simply Wall Street via Yahoo Finance reviews this stock. It says it has some positive aspects but they are disappointed to see lack of growth in ROE and also the stock pays out too much in dividends that leaves little for reinvestment. Simply Wall Street via Yahoo Finance reviews this stock and suggest that it is trading 48.9% below its estimated fair value. Simply Wall Street has one warning of has a high level of debt.

Dexterra Group Inc offers support services for the creation, management, and operation of infrastructure across Canada. The company has two segments: Support Services and Asset Based Services. Its web site is here Dexterra Group Inc.

The last stock I wrote about was about was Firm Capital Mortgage Investment Corp (TSX-FC, OTC-FCMGF) ... learn more. The next stock I will write about will be TWC Enterprises Ltd (TSX-TWC, OTC- CLKXF) ... learn more on Wednesday, December 31, 2025 around 5 pm. Tomorrow on my other blog I will write about Canadian REIT Investing.... learn more on Tuesday, December 30, 2025 around 5 pm.

This blog is meant for educational purposes only and is not to provide investment advice. I am not a licensed professional investment advisor. Before making any investment decision, you should always do your own research or consult an investment professional. I do research for my own edification and I am willing to share. I write what I think and I may or may not be correct.

See my site for an index to these blog entries and for stocks followed. I have three blogs. The first talks only about specific stocks and is called Investment Talk. The second one contains information on mostly investing and is called Investing Economics Mostly. My last blog is for my book reviews and it is called Non-Fiction Mostly. Follow me on Twitter. I am on Instagram. Or you can just Google #walktoronto spbrunner8166 to see my pictures.

Firm Capital Mortgage Investment Corp

Sound bite for Twitter is: Dividend Paying Financial. Results of stock price testing is that the stock price is probably reasonable. Debt Ratios are fine. The Dividend Payout Ratios (DPR) seem fine. The current dividend yield is high with dividend no growth, but special dividends. See my spreadsheet on Firm Capital Mortgage Investment Corp.

Is it a good company at a reasonable price? I can see the attraction of this company. It has a high yield and has been consistent in paying its dividends. My only reliable test is the dividend yield test because I have enough data. It takes a long time to fill in the data for stocks and I need to do 3 new stocks. The stock seems to be pointing to a reasonable price. (I am also having computer problems the last couple of days, so this does not help.)

I do not own this stock of Firm Capital Mortgage Investment Corp (TSX-FC, OTC-FCMGF). It was recommended by Gordon Pape for his RRIF Portfolio.

When I was updating my spreadsheet, I noticed that the dividend yield was high. The company does not increase their dividends, but each year they give a special dividend that can vary.

Also note I have only updated my spreadsheet with certain years like one, 5 and 10 years. I have updated the spreadsheet on dividends and stock prices. It takes a long time to update a new spreadsheet completely and I needed to add 3 new stocks to complete the year.

If you had invested in this company in December 2014, for $1,004.40 you would have bought 81 shares at $12.40 per share. In December 2024, after 10 years you would have received $792.10 in dividends. The stock would be worth $967.14. Your total return would have been $1,759.24. This would be a total return of 7.63% per year with 0.38% from capital loss and 8.01% from dividends.

Cost	Tot. Cost	Shares	Years	Dividends	Stock Val	Tot Ret
$12.40	$1,004.40	81	10	$792.10	$967.14	$1,759.24

The current dividend yield is high with dividend no growth, but special dividends. The dividend yield is high (7% or higher) at 8.03%. The 5, 10 year and historical dividend yields are also high at 8.07%, 7.32 and 7.55%. The dividends have been flat since 2008. This company pays a special dividend each year, but they can vary in amount.

The Dividend Payout Ratios (DPR) seem fine. The DPR for 2024 for Earnings per Share (EPS) is high at 100% with 5 year coverage at 100%. The DPR for 2024 for Cash Flow per Share (CFPS) is good at 58%. I do not have 5 year coverage as I have not completely updated my spreadsheet with first 5 years of financial data. The DPR for 2024 for Free Cash Flow (FCF) is non-calculable for 2024 with 5 year coverage good at 29%. I have only FCF from Morningstar.

Item	Cur	5 Years
EPS	100.20%	100.00%
CFPS	58.40%
FCF	-250.87%	47.17%

Debt Ratios are fine. The Long Term Debt/Market Cap Ratio for 2024 is good at 0.15 and currently at 0.15. The Liquidity Ratio for 2024 is good at 2.67 and 3.59 currently. The Debt Ratio for 2024 is good at 3.04 and 3.47 currently. The Leverage and Debt/Equity Ratios for 2024 are good at 1.49 and 0.49 and currently at 1.40 and 0.40.

Type	Year End	Ratio Curr
Lg Term R	0.15	0.15
Intang/GW	0.00	0.00
Liquidity	2.67	3.59
Liq. + CF	-1.90	3.59
Debt Ratio	3.04	3.47
Leverage	1.49	1.40
D/E Ratio	0.49	0.40

The Total Return per year is shown below for years of 5 to 25 to the end of 2024. Under the Capital Gain column is the portion of the Total Return attributable to capital gains. Under the Dividend column is the portion of the Total Return attributable to dividends. See chart below.

From	Years	Div. Gth	Tot Ret	Cap Gain	Div.
2018	5	0.00%	2.99%	-4.10%	7.09%
2013	10	0.00%	7.63%	-0.38%	8.01%
2008	15	0.00%	9.83%	0.87%	8.96%
2003	20	-5.37%	8.89%	0.24%	8.65%
1998	25	0.00%	8.78%	0.75%	8.03%

The 5-year low, median, and high median Price/Earnings per Share Ratios are 10.51, 12.76 and 15.74. The corresponding 10 year ratios are 12.28. 13.50 and 14.78. The current P/E Ratio is 11.53 based on EPS estimate for 2025 of $1.01 and a stock price of $11.65. The ratio is below the low ratio of the 10 year median ratios. This stock price testing suggests that the stock price is relatively cheap.

I get a Graham Price of $16.24. The 10-year low, median, and high median Price/Graham Price Ratios are probably 0.68, 0.75, and 0.84. (I have not finished setting up my spreadsheet). The current ratio 0.72 and it is between the low and median ratios I have. This stock price testing suggests that the stock price is relatively reasonable and below the median.

Price/Book Value per Share Ratio of 1.00 based on Book Value 426.4M, Book Value per Share of $11.61 and a stock price of $11.65. The ratios over the last 10 years vary from 1.48 to 1.65 to 1.93. The current ratio is below the low ratio. This stock price testing suggests that the stock price is relatively cheap.

I get a 10-year median Price/Cash Flow per Share Ratios go from 3.32 to 8.99 and 9.17. The current ratio is 7.33 based on a Stock Price of $11.65, Cash Flow for the last 12 months of $58M and Cash Flow per Share of $1.59. The current ratio is between the low and median ratios. This stock price testing suggests that the stock price is relatively reasonable and below the median.

I get an historical median dividend yield of 7.55%. The current dividend yield is 8.03% based on a stock price of $11.65 and Dividends of $0.94. The current dividend yield is 6.42% above the historical median dividend yield. This stock price testing suggests that the stock price is relatively reasonable and below the median.

I get an historical median dividend yield of 7.32%. The current dividend yield is 8.03% based on a stock price of $11.65 and Dividends of $0.94. The current dividend yield is 9.69% above the historical median dividend yield. This stock price testing suggests that the stock price is relatively reasonable and below the median.

The 10-year median Price/Sales (Revenue) Ratio is 6.50. The ratios for the past 10 years vary from 5.20 to 8.15. The current ratio is between these values. This stock price testing suggests that the stock price is relatively reasonable and below the median.

Results of stock price testing is that the stock price is probably reasonable. The dividend yield tests are the best because my spreadsheet contains all the dividend paid historically on this stock. Who knows how good the rest are between my spreadsheet is not complete, but seem to be pointing to a relatively reasonable price. Note that the P/E Ratio test is also good and points to a relatively cheap price.

When I look at analysts’ recommendations, I find Strong Buys (2) only. The consensus would be a Strong Buy. The 12 month stock price consensus is $13.00 with a high of $13.00 and a low of $13.00, so obviously one analysts pointing to a future price. The stock price of $13.00 implies a total return of $20.35% with 11.59% from capital gains and 8.76% from dividends based on a current stock price of $11.64. (The company just announced the annuals dividends of $0.084.)

There is only one entry on Stock Chase for 2025. It is by Lorne Steinberg and he says do not buy as it is a pure yield play. Sneha Nahata on Motley Fool likes this stock because it has a history of payments and high yields. Adam Othman on Motley Fool likes this stock because it is a reliable dividend paying stock with a high yield. The company put out a press release via Globe Newswireabout their fourth quarter of 2024. The company put out a press release via Globe Newswire about their third quarter of 2025.

Simply Wall Street has no review of this stock, but has one risk of dividend of 8.03% is not well covered by earnings.

Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company's revenue comprises Interest and fee income and commission fees arising from Canada and United States. Its web site is here Firm Capital Mortgage Investment Corp.

The last stock I wrote about was about was Propel Holdings Inc. (TSX-PRL, OTC-PRLPF) ... learn more. The next stock I will write about will be Dexterra Group Inc (TSX-DXT, OTC-HZNOF) ... learn more on Monday, December 29, 2025 around 5 pm. .

This blog is meant for educational purposes only and is not to provide investment advice. I am not a licensed professional investment advisor. Before making any investment decision, you should always do your own research or consult an investment professional. I do research for my own edification and I am willing to share. I write what I think and I may or may not be correct.

See my site for an index to these blog entries and for stocks followed. I have three blogs. The first talks only about specific stocks and is called Investment Talk. The second one contains information on mostly investing and is called Investing Economics Mostly. My last blog is for my book reviews and it is called Non-Fiction Mostly. Follow me on Twitter. I am on Instagram. Or you can just Google #walktoronto spbrunner8166 to see my pictures.

Propel Holdings Inc

Sound bite for Twitter is: Dividend Growth Financial. Results of stock price testing is that the stock price is probably reasonable. Debt Ratios are fine. The Dividend Payout Ratios (DPR) are good. The current dividend yield is moderate with dividend growth good. See my spreadsheet on Propel Holdings Inc.

Is it a good company at a reasonable price? I bought this stock with my fooling around money. Fooling around money is money you can afford to lose. I still like this company and I plan to hold on to my shares and maybe buy more for the TFSA. I think that the stock price is testing as reasonable.

I own this stock of Propel Holdings Inc. (TSX-PRL, OTC-PRLPF). When I was reading an article by Aditya Raghunath's on EQB, he also mentions this stock. I thought the stock looked interesting. See the Article. There was also an article on CANTECH . Beaten down Propel Holdings is a buy, Ventum says

When I was updating my spreadsheet, I noticed that I have lost money on this stock. I bought close to what now appears to be the top of the market for this stock in December 2024 and January 2025. I am down by 29% per year. I bought this stock first in December 2024. I have not had it for long. However, this company is still growing its Revenue and Earnings and analysts expect that this will continue.

Of the management people I follow, the CEO and Chairman both sold shares in the last 12 months. However, the CEO, an officer, and a director that I follow bought shares. The thing is that you never know why people sell shares, but they tend to buy them because they feel good about the company’s future.

If you had invested in this company in December 2020, for $1,000.00 you would have bought 97 shares at $10.34 per share. In December 2024, after 4 years you would have received $63.83 in dividends. The stock would be worth $3,558.03. Your total return would have been $3,721.86. This would be a total return of 39.94% per year with 37.34% from capital gain and 2.90% from dividends.

Cost	Tot. Cost	Shares	Years	Dividends	Stock Val	Tot Ret
$10.34	$1,000.00	97	4	$163.83	$3,558.03	$3,721.86

The current dividend yield is moderate with dividend growth good. The current dividend yield is moderate (2% to 4% ranges) at 3.37%. The 5 year median dividend yield is also moderate at 2.77%. Dividends have only been paid for 5 years. The dividend growth is good (over 15% per year) at 75.5% per year over the past 5 years.

The Dividend Payout Ratios (DPR) are good. The DPR for 2024 for Earnings per Share (EPS) is good at 33% with 5 year coverage at 48%. The DPR for 2024 for Adjusted Earnings per Share (AEPS) is good at 24% with 5 year coverage at 40%. The DPR for 2024 for Cash Flow per Share (CFPS) is good at 6% with 5 year coverage at 7%. The DPR for 2024 for Free Cash Flow (FCF) is good at 21% with 5 year coverage at 29%. Where I look, the FCF is negative from a negative $39.9M to a negative 56M. It is the negative $40.1M that I am using. This is not good, but it is not my favourite value to look for DPR.

Item	Cur	5 Years
EPS	33.47%	47.54%
AEPS	24.90%	39.97%
CFPS	5.78%	6.88%
FCF	-34.89%	-22.60%

Debt Ratios are fine. The Long Term Debt/Market Cap Ratio for 2024 is good at 0.29 and currently at 0.43. The Liquidity Ratio for 2024 is good at 9.46 and 11.92 currently. But this is a financial company, so, these ratios are not important. The Debt Ratio for 2024 is good at 1.62 and 1.68 currently. The Leverage and Debt/Equity Ratios for 2024 are fine at 2.62 and 1.62 and currently at 2.46 and 1.46.

Type	Year End	Ratio Curr
Lg Term R	0.29	0.43
Intang/GW	0.07	0.11
Liquidity	9.46	11.92
Liq. + CF	8.70	11.50
Debt Ratio	1.62	1.68
Leverage	2.62	2.46
D/E Ratio	1.62	1.46

The Total Return per year is shown below for 4 years to the end of 2024 in CDN$. Under the Capital Gain column is the portion of the Total Return attributable to capital gains. Under the Dividend column is the portion of the Total Return attributable to dividends. See chart below.

From	Years	Div. Gth	Tot Ret	Cap Gain	Div.
2020	4	75.46%	39.94%	37.34%	2.60%

The Total Return per year is shown below for 3 years of to the end of 2024 in US$. Under the Capital Gain column is the portion of the Total Return attributable to capital gains. Under the Dividend column is the portion of the Total Return attributable to dividends. See chart below.

From	Years	Div. Gth	Tot Ret	Cap Gain	Div.
2021	3	74.83%	59.02%	55.63%	3.39%

The 3-year low, median, and high median Price/Earnings per Share Ratios are 9.68, 17.18 and 24.68. The current P/E Ratio is 11.08 based on a stock price of $25.24 and EPS estimate for 2025 of $2.28 ($1.66 US$). The current ratio is between the low and median ratios of the 3 year median ratios. This stock price testing suggests that the stock price is relatively reasonable and below the median. This testing is in CDN$.

I also have Adjusted Earnings per Share (AEPS) data. The 3-year low, median, and high median Price/Adjusted Earnings per Share Ratios are 7.16, 12.72 and 18.27. The current P/E Ratio is 10.17 based on a stock price of $25.24 and EPS estimate for 2025 of $2.48 ($1.81 US$). The current ratio is between the low and median ratios of the 3 year median ratios. This stock price testing suggests that the stock price is relatively reasonable and below the median. This testing is in CDN$.

I get a Graham Price of $21.65. The 4-year low, median, and high median Price/Graham Price Ratios are 0.70, 1.21 and 1.74. The current ratio is 1.17 based on a Stock price of $25.24. The current ratio is between the low and median ratios of the 3 year median ratios. This stock price testing suggests that the stock price is relatively reasonable and below the median. This testing is in CDN$.

I get a 4-year median Price/Book Value per Share Ratio of 2.68. The current P/B Ratio is 2.77 based on a Book Value of $260.17M, Book Value per Share of $6.61 and a stock price of $18.30. The current ratio is 3% above the 4 year median ratio. This stock price testing suggests that the stock price is relatively reasonable but above the median. This testing is in US$ and you will get a similar result in CDN$.

I also have Book Value per Share estimate for 2025 of $6.70. This implies a ratio of 2.73 with a Book Value of $263.5M and a stock price of $18.30. This ratio is 18% below the 10 year median ratio. This stock price testing suggests that the stock price is relatively reasonable and below the median. This testing is in US$.

I cannot do any Price/Cash Flow per Share Ratio testing because of negative cash flows.

I get a 4- year and historical median dividend yield of 3.48%. The current dividend yield is 3.33% based on a stock price of $25.24 and dividends of $0.84. The current yield is 4% below the 4 year and historical median dividend yield. This stock price testing suggests that the stock price is relatively reasonable but above the median. This testing is in CDN$. Dividends are paid in CDN$.

The 5-year median Price/Sales (Revenue) Ratio is 1.32. The current ratio is 1.22 based on a stock price of $25.24, Revenue estimate for 2025 of $816.1M ($595.5M US$) and Revenue per Share of $20.74. The current ratio is 27% below the 10 year median ratio. This stock price testing suggests that the stock price is cheap. There is a different result using US$, but with small Canadian cap stock, they are not traded often on the US market.

Results of stock price testing is that the stock price is probably reasonable. The dividend yield testing is saying that the stock price is reasonable but above the median. The P/S Ratio testing is saying that it is cheap. A lot of the rest of the testing is showing the stock price as reasonable and below the median.

When I look at analysts’ recommendations, I find Strong Buy (4), and Buy (4). The consensus would be a Strong Buy. The 12 month stock price consensus is $35.74 ($26.08 US$) with a high of $38.79 ($28.30 US$) and a low of 31.34 ($22.87 US$). The consensus stock price of $35.74 implies a total return of 27.53% with 24.18% from capital gains and 3.33% from dividends based on a current stock price of $25.24..

This stock is surprisingly followed by a number of analyst on Stock Chase. It is a small cap. Most like this stock but mention a recent sell off. Aditya Raghunath on Motley Fool likes this stock and thinks it is cheap. Amy Legate-Wolfe on Motley Fool thinks this stock is a solid investment for your TFSA. The company put out a press release via Newswire about their 2024 annual results. The company put out a press release via Newswire about their third quarter of 2025 result.

Simply Wall Street via Yahoo Finance says this is a TSX growth stock with high insider ownership. (See the third stock in this article.) Simply Wall Street has 4 warnings on this stock of debt is not well covered by operating cash flow; high level of non-cash earnings; significant insider selling over the past 3 months; and dividend of 3.14% is not well covered by free cash flows.

Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. Its web site is here Propel Holdings Inc.

The last stock I wrote about was about was Titanium Transportation Group Inc (TSX-TTNM, OTCQX-TTNMF) ... learn more. The next stock I will write about will be Firm Capital Mortgage Investment Corp (TSX-FC, OTC-FCMGF) ... learn more on Friday, December 26, 2025 around 5 pm. Tomorrow on my other blog I will write about Enlarging the Bounds of Human Empire.... learn more on Thursday, December 25, 2025 around 5 pm.

This blog is meant for educational purposes only and is not to provide investment advice. I am not a licensed professional investment advisor. Before making any investment decision, you should always do your own research or consult an investment professional. I do research for my own edification and I am willing to share. I write what I think and I may or may not be correct.

See my site for an index to these blog entries and for stocks followed. I have three blogs. The first talks only about specific stocks and is called Investment Talk. The second one contains information on mostly investing and is called Investing Economics Mostly. My last blog is for my book reviews and it is called Non-Fiction Mostly. Follow me on Twitter. I am on Instagram. Or you can just Google #walktoronto spbrunner8166 to see my pictures.

Titanium Transportation Group Inc

Sound bite for Twitter is: Dividend Paying Industrial. Results of stock price testing is that the stock price is probably cheap. Debt Ratios need improving. The dividends have been suspended so there is currently no dividend yield nor Dividend Payout Ratios (DPR). See my spreadsheet on Titanium Transportation Group Inc.

Is it a good company at a reasonable price? This is a small cap that I purchased with my fooling around money. It is not a good sign when dividends are suspended. However, I am not willing to give up on this company at this point in time. The stock price testing is showing the stock price as relatively cheap.

I own this stock of Titanium Transportation Group Inc (TSX-TTNM, OTCQX-TTNMF). I found this stock on a blog of Our Life Financial.

When I was updating my spreadsheet, I noticed I bought this stock in 2021. So far, I have lost 17.51% per year with a 22.59% capital loss and 5.08% from dividends. I bought this with my fooling around money.

The dividends have been suspended so there is currently no dividend yield nor Dividend Payout Ratios (DPR).

If you had invested in this company in December 2014, for $1,000.48 you would have bought 662 shares at $1.51 per share. In December 2024, after 10 years you would have received $225.08 in dividends. The stock would be worth $1,555.70. Your total return would have been $1,780.78. This would be a total return of 6.07% per year with 4.51% from capital gain and 1.56% from dividends.

Cost	Tot. Cost	Shares	Years	Dividends	Stock Val	Tot Ret
$1.51	$1,000.48	662	10	$225.08	$1,555.70	$1,780.78

Debt Ratios need improving. The Long Term Debt/Market Cap Ratio for 2024 is too high at 1.05 and currently at 1.16. The stock price has been falling since 2021. The Liquidity Ratio for 2024 is too low at 0.85 and 0.85 currently. If you added in Cash Flow after dividends, the ratios are still too low at 1.19 and currently at 1.11. I prefer to see this ratio at 1.50 or higher. The Debt Ratio for 2024 is too low at 1.36 and 1.39 currently. I prefer to see this ratio at 1.50 to higher. The Leverage and Debt/Equity Ratios for 2024 are too high at 3.75and 2.75 and currently at 3.58 and 2.58. I prefer to these ratios less than 3.00 and 2.00.

Type	Year End	Ratio Curr
Lg Term R	1.05	1.16
Intang/GW	0.00	0.00
Liquidity	0.85	0.85
Liq. + CF	1.19	1.11
Debt Ratio	1.36	1.39
Leverage	3.75	3.58
D/E Ratio	2.75	2.58

The Total Return per year is shown below for years of 5 to 10 to the end of 2024. Under the Capital Gain column is the portion of the Total Return attributable to capital gains. Under the Dividend column is the portion of the Total Return attributable to dividends. See chart below.

From	Years	Div. Gth	Tot Ret	Cap Gain	Div.
2019	5	0.00%	12.28%	8.68%	3.60%
2014	10	0.00%	6.07%	4.51%	1.56%

The 5-year low, median, and high median Price/Earnings per Share Ratios are 6.47, 10.56 and 14.65. The corresponding 10 year ratios are 5.86, 10.00 and 14.14. The corresponding historical ratios are 5.86, 10.00 and 14.14. The current ratio is negative, so I cannot use that in testing. The P/E Ratio for 2026 is 44.29 based on a stock price of $1.55 and Earnings per Share estimate for 2026 of $0.035. This ratio is above the high ratio for the 10 year median ratios. This stock price testing suggests that the stock price is relatively expensive.

I also have Adjusted Earnings per Share (AEPS) data. The 5-year low, median, and high median Price/Adjusted Earnings per Share Ratios are 6.55, 10.69 and 14.83. The corresponding 10 year ratios are 15.01, 18.17 and 21.33. The corresponding historical ratios are 15.01, 18.17 and 21.33. The current ratio is negative, so I cannot use that in testing. The P/E Ratio for 2026 is 38.75 based on a stock price of $1.55 and AEPS estimate $0.04. This ratio is above the high ratio for the 10 year median ratios. This stock price testing suggests that the stock price is relatively expensive.

I get a Graham Price of $1.25 for 2026. The 10-year low, median, and high median Price/Graham Price Ratios are 1.06, 1.28 and 1.50. The current ratio is 1.24 based on a stock price of $1.55. The current ratio is between the low and median ratios of the 10 year median ratios. This stock price testing suggests that the stock price is relatively reasonable and below the median.

I get a 10-year median Price/Book Value per Share Ratio of 1.38. The current ratio is 0.90 based on a Book Value of $79,997M, Book Value per Share of $1.72 and a stock price of $1.55. The current ratio is 35% below the 10 year median ratio. This stock price testing suggests that the stock price is relatively cheap.

I get a 10-year median Price/Cash Flow per Share Ratio of 4.12. The current ratio is 2.37 based on Cash Flow for the last 12 months of $30.381M, Cash Flow per Share of $0.65 and a stock price of $1.55. The current ratio is 43% below the 10 year median ratio. This stock price testing suggests that the stock price is relatively cheap.

The dividends have been suspended so I cannot do any dividend yield testing.

The 10-year median Price/Sales (Revenue) Ratio is 0.31. The current ratio is 0.15 based on Revenue estimate for 2025 of $471.4M, Revenue per Share of $10.15 and a stock price of $1.55. The current ratio is 51% below the 10 year median ratio. This stock price testing suggests that the stock price is relatively cheap.

Results of stock price testing is that the stock price is probably cheap. The P/S Ratio test says this. There are problems with the P/E Ratio, and P/AEPS Ratio tests. However, the P/GP Ratio, P/B Ratio and P/CF Ratio tests appear good. They vary from Reasonable and below the Median to Cheap.

When I look at analysts’ recommendations, I find Strong Buy (2), and Buy (2). The consensus would be a Strong Buy. The 12 months stock price consensus is $3.175 with a High of $4.20 and low of $2.25. The consensus stock price of $3.175 implies a total return of 104.84% all from capital gains based on a current price of $1.55.

There is not many analysts following on Stock Chase for this stock. The last entry was in 2021 and analysts said he had it on a Watch list. There is a page on Motley Fool for this stock, but no one has commented on it. The company put out a press release via Globe Newswire about their fourth quarter of 2024. The company put out a press release via Globe Newswire about their third quarter of 2025.

Simply Wall Street via Yahoo Finance has recently put out a very negative review of this stock. They say long story short, while Titanium Transportation Group has been reinvesting its capital, the returns that it's generating haven't increased. They have two warnings out on this stock of interest payments are not well covered by earnings; and does not have a meaningful market cap (CA$71M). They say if you are looking for a multi-bagger stock, this it not the one you want to invest in.

If you use Google AI and ask what analysts think, the return is analysts generally view Titanium Transportation Group (TTNM) as a "Moderate Buy" or "Strong Buy," seeing potential upside due to resilient operations, good valuation (low EBITDA/P/B), and focus on efficiency, but concerns exist around high debt, mixed financial health (negative P/E, high leverage), and industry macro issues like the freight recession, with some downgrades occurring despite overall optimism. On a site I used, they said that analysts’ recommendations are Moderate Buy or Strong Buy.

It would seem that Simply Wall Street is the only one that is reviewing this stock. They have another report here that talks about the company’s second quarter where the company beats expectations.

Titanium Transportation Group Inc is assets-based transportation and logistics firm that provides services like truckload, dedicated, cross-border trucking services, freight logistics, warehousing, and distribution. Majority of its revenue is earned through the Truck transportation segment. The group has a business presence in Canada and the United States. Its web site is here Titanium Transportation Group Inc.

The last stock I wrote about was about was Agnico Eagle Mines Ltd (TSX-AEM, NYSE-AEM) ... learn more. The next stock I will write about will be Propel Holdings Inc. (TSX-PRL, OTC-PRLPF) ... learn more on Wednesday, December 24, 2025 around 5 pm. Tomorrow on my other blog I will write about Dividend Stock Recommendation .... learn more on Tuesday, December 23, 2025 around 5 pm.

This blog is meant for educational purposes only and is not to provide investment advice. I am not a licensed professional investment advisor. Before making any investment decision, you should always do your own research or consult an investment professional. I do research for my own edification and I am willing to share. I write what I think and I may or may not be correct.

See my site for an index to these blog entries and for stocks followed. I have three blogs. The first talks only about specific stocks and is called Investment Talk. The second one contains information on mostly investing and is called Investing Economics Mostly. My last blog is for my book reviews and it is called Non-Fiction Mostly. Follow me on Twitter. I am on Instagram. Or you can just Google #walktoronto spbrunner8166 to see my pictures.